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California is known as a tort state, which means that you can be financially held responsible for the damage and injury you cause to another in a auto accident. As per the law, you must go for a California high risk auto insurance that offers coverage against these costs. In California, the liability minimums are $15,000 per person for injuries you cause to the other party, up to $30,000 for all, and $5,000 for damage you cause to the other party's property.

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