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Kansas is a no fault state. This means that every driver must carry personal injury protection (PIP) coverage. Kansas auto insurance laws require all drivers to carry property damage liability and personal injury protection (PIP) policies. In Kansas, the liability minimums are $25,000 per person for injuries you cause to the other party, up to $50,000 for all, and $10,000 for damage you cause to the other party's property. Apart from this, you must carry a personal injury protection (PIP) coverage of $4,500 in medical expenses per person, $900 per month for loss of income, $25 per day for in-home assistance, $2000 in funeral expenses, and $4,500 in rehabilitation expenses.

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